Certified Divorce Financial Analyst® Services

Guiding you through the financial side of divorce with care

Why Financial Expertise Matters in Divorce

The financial choices you make during divorce can have long-term consequences on your future stability and well-being. While attorneys specialize in legal matters, they may lack expertise in complex financial aspects such as:

This is where the expertise of a Certified Divorce Financial Analyst® (CDFA®) becomes essential. At Divorce Concierge, based in the Denver metro area and serving clients across Colorado and the U.S., we offer specialized divorce financial planning services that help you move forward with clarity and confidence.

Who We Help

Whether you’re just beginning to think about divorce, in the middle of the legal process, or finalizing a settlement, we meet you where you are. Many of our clients come to us because they:

  • Aren’t sure if they can afford to keep their home

  • Don’t understand how to arrive at spousal support payments that are fair and meet cash flow needs

  • Need help dividing complex assets like retirement accounts or stock options

  • Feel overwhelmed by unfamiliar financial documents

If that sounds like you, you're not alone — and you're in the right place.

What is Divorce Financial Analysis?

Divorce financial analysis involves a detailed review of the financial elements of your situation, including:

  • Asset and debt division

  • Income and expenses for both parties

  • Spousal and child support calculations

  • Options regarding the marital home

  • Post-divorce comparative cash flow and net worth projections

This comprehensive analysis ensures that both parties understand the financial implications of different settlement scenarios. It can also:

  • Uncover hidden assets and debts

  • Identify tax implications

  • Help prevent unexpected financial consequences after divorce

Whether you're contemplating divorce or already in the process, this analysis provides a clear picture of your financial standing and long-term outlook.

How a CDFA® Supports You

A Certified Divorce Financial Analyst® offers personalized guidance tailored to your needs. At Divorce Concierge, we provide:

  • Direct advice for individuals navigating the financial side of divorce

  • Neutral third-party support for spouses working toward financial agreement

  • Agreement drafting, assistance with Sworn Financial Statements and court paperwork

  • Professional financial input for attorneys during settlement discussions and expert testimony when needed in court proceedings

In short, we help ensure settlement decisions are grounded in facts, not guesswork — empowering you to make informed choices that support your financial future.

What You Gain from Working with a CDFA®

  • A clear picture of your financial future

  • Help negotiating equitable support and asset division

  • Avoidance of long-term financial pitfalls

  • Peace of mind and reduced stress during a difficult time

  • Confidence in every decision you make

Common Financial Mistakes in Divorce

Feeling overwhelmed by the numbers? You're not alone. Divorce involves complex decisions that can impact your finances for years to come. Without expert support, it’s easy to overlook critical issues such as:

  • A QDRO (Qualified Domestic Relations Order) is required to divide a 401(k)

  • Lenders often need six months of spousal support history before counting it as income

  • Not all retirement accounts are created equal — tax implications vary

  • Child support doesn’t cover healthcare, extracurriculars, or college expenses

A divorce financial advisor helps you navigate these challenges with clarity, so you can avoid costly mistakes and protect your future.

Your Divorce Financial Jouney

We guide you through every stage of the process:

  1. Initial Consultation
    Understand your options and how we can help.

  2. Comprehensive Financial Review
    Analyze your assets, debts, income, expenses, and future needs.

  3. Settlement Strategy & Support
    Evaluate scenarios, model outcomes, and support negotiations.

  4. Agreements & Paperwork
    Draft your agreements and parenting plan, and provide guidance in completing court forms

  5. Plan for What’s Next
    Prepare for post-divorce life with a strong, informed financial foundation.

Frequently Asked Questions

What’s the difference between a CDFA® and a divorce attorney?

A CDFA® focuses solely on the financial aspects of divorce, while attorneys handle legal representation. Ideally, they work together to support your best outcome.

Can a CDFA® work with both spouses?
Yes — we can serve as a neutral financial professional to support transparent decision-making, or work with one party individually.

Do you only work with clients in Colorado?
No — while we’re based in Denver, we work with clients across Colorado and throughout the U.S. via virtual consultations.

Take the First Step Toward Financial Clarity

If you're navigating divorce and feeling uncertain about your financial future, a Certified Divorce Financial Analyst® can help. At Divorce Concierge, I provide expert, personalized guidance, helping Colorado families make informed decisions, avoid costly mistakes, and build a more stable, confident path forward.

Schedule a complimentary divorce financial analysis consultation below, or call Suzanne Chambers-Yates at (303) 809-1685 to get started.