Certified Divorce Financial Analyst® Services
The Financial Impact of Divorce
The financial choices you make during divorce can have long-term consequences on your future stability. While attorneys specialize in legal matters, they may lack expertise in complex financial aspects such as:
Tax implications of divorce settlements
Pension and retirement account valuations
Budgeting and post-divorce cash flow analysis
Determining the affordability of keeping the marital home
This is where the expertise of a Certified Divorce Financial Analyst® (CDFA®) becomes essential. A CDFA® specializes in the financial intricacies of divorce, ensuring that every aspect of your settlement is carefully assessed.
The Importance of Financial Analysis in Divorce
Divorce financial analysis provides a detailed analysis of parts or all financial aspects of your situation, including:
Assets and debts
Income and expenses for both parties
Spousal and child support calculations
Long-term financial impacts of settlement options
Cash flow projections
This comprehensive review helps ensure that both parties reach an equitable agreement that satisfies their financial needs. It can also:
Uncover hidden assets
Identify discrepancies in financial disclosures
Prevent unexpected and unintended financial consequences after divorce
Whether you're contemplating divorce or already in the process, a divorce financial analysis gives you a clear picture of your financial standing and future outlook.
What is Divorce Financial Analysis?
A Certified Divorce Financial Analyst® can work in various capacities, including:
Advising individuals directly on their financial situation
Serving as a neutral third party to mediate financial decisions between spouses
Providing financial guidance to attorneys during settlement discussions
Offering expert testimony in court proceedings if needed
The role of a CDFA® is to ensure settlement decisions are made with a full understanding of their financial implications, helping pave the way for a secure post-divorce future.
How a CDFA® Supports You
Feeling Overwhelmed by the Numbers?…You’re Not Alone
A Certified Divorce Financial Analyst® can work in various capacities, including:
Advising individuals directly on their financial situation
Serving as a neutral third party to mediate financial decisions between spouses
Providing financial guidance to attorneys during settlement discussions
Offering expert testimony in court proceedings if needed
The role of a CDFA® is to ensure settlement decisions are made with a full understanding of their financial implications, helping pave the way for a secure post-divorce future.
Common Financial Mistakes in Divorce
Did you know?
A QDRO is required to divide a 401(k)
Lenders require six months of spousal support payments before counting it as income
Different retirement accounts have different tax treatments, making some more valuable than others.
Child support does not cover healthcare, extracurricular activities, or future expenses like college tuition.
A CDFA® helps you navigate these complexities so you can avoid common financial mistakes and make informed decisions that protect your financial future.
If you’ve decided to divorce or want to plan for one, contact Suzanne Chambers-Yates at Divorce Concierge at (303) 809-1685 to start your financial analysis.